Solo females began to outpace lone males in purchasing homes in the early 1990s. By 1999, single women represented about one in five total sales, buying homes at twice the level of single men, a proportion that has held roughly steady since, according to National Association of Realtors data.
"A lot of people, myself included, take pride in owning a home," says Portland, Ore., lawyer Katie Abbott, 36. She bought a two-bedroom, 1,100-square-foot Craftsman this summer. "There's no reason that it (homebuying) should be limited to only if you're married," she says.
Before you jump on this trend, take a few important steps to ensure the time is right for you. Buying a house is the biggest financial commitment most of us will make in a lifetime. A wrong move could haunt you for decades, but the right decision will make you a proud homeowner.
Hot Financial Companies For 2014: IP Group(IPO.L)
IP Group plc, Formerly known as IP2IPO Group plc, is a private equity and venture capital firm specializing in seed, early stage, and mature financing. The firm also provides seed capital financing to spin out companies from the universities. It seeks to invest in the life sciences, physical sciences, energy & renewables, medical equipment and supplies, intellectual property, pharmaceuticals & biotechnology, information technology & communications, and chemicals & materials. It also provides support for its university partners' intellectual property commercialization activities, as well as in the identification of intellectual property and in return takes equity positions in its portfolio companies. IP Group plc was founded in 2001 and is based in London, United Kingdom.
Hot Financial Companies For 2014: VSB Bancorp Inc.(NY)
VSB Bancorp, Inc. operates as the holding company for Victory State Bank that provides commercial and retail banking services to individuals and businesses primarily in Staten Island, New York. It offers various deposit products, including non-interest bearing checking, money market, time deposit, statement savings, and negotiable order of withdrawal accounts. The company also provides various loan products, such as commercial business loans; commercial real estate loans; construction loans for one-to four-family residential properties, and multi-family residential and commercial use real estate properties; commercial mortgage loans; and unsecured commercial loans. The company serves its customers through its banking offices and its Web site, victorystatebank.com. As of December 31, 2010, it operated 5 banking offices in West Brighton, St. George, Dongan Hills, Rosebank, and Great Kills sections of Staten Island. The company was founded in 1997 and is based in Staten Islan d, New York.
Hot High Tech Stocks To Buy Right Now: Bank Of Virginia(BOVA)
Bank of Virginia provides commercial and retail banking services to small- to medium-sized businesses, professional concerns, and individuals in the greater Richmond metropolitan region, Virginia. It offers a range of deposit services, including interest-bearing and non interest-bearing checking accounts, commercial accounts, savings accounts, individual retirement accounts, daily money market accounts, and longer-term certificates of deposit. The company?s loan portfolio consists of commercial real estate loans, construction and development real estate loans, residential real estate loans, and commercial loans, as well as consumer loans, such as secured and unsecured installment loans, revolving lines of credit, and home equity loans. In addition, it offers other banking services, including safe deposit boxes, cashier?s checks, banking by mail, direct deposit of payroll and social security checks, the U.S. Savings Bonds, and travelers? checks. Further, the company prov ides debit card and credit card services through a correspondent bank as an agent; and lines of credit, telephone banking, and PC/Internet delivery services. As of December 31, 2009, Bank of Virginia had five banking offices located in Chesterfield and Henrico Counties. The company was formerly known as The Community Bank of Virginia. Bank of Virginia was founded in 2002 and is headquartered in Midlothian, Virginia. Bank of Virginia is a subsidiary of Cordia Bancorp Inc.
Hot Financial Companies For 2014: American Capital Agency Corp (AGNC.O)
American Capital Agency Corp. (AGNC) is a real estate investment trust (REIT). The Company earns income primarily from investing on a leveraged basis in agency mortgage-backed securities. These investments consist of residential mortgage pass-through securities and collateralized mortgage obligations (CMOs) for which the principal and interest payments are guaranteed by government-sponsored entities, such as the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac), or by a United States Government agency, such as the Government National Mortgage Association (Ginnie Mae) (collectively, GSEs). It may also invest in agency debenture securities issued by Freddie Mac, Fannie Mae or the Federal Home Loan Bank (FHLB). The Company is managed by American Capital AGNC Management, LLC, which is an affiliate of American Capital, Ltd.
AGNC funds its investments primarily through short-term borrowings structured as repurchase agreements. The agency mortgage-backed securities in which the Company invests consist of agency residential pass-through certificates and CMOs. Agency residential pass-through certificates are securities representing interests in pools of mortgage loans secured by residential real property. Agency CMOs are securities that are structured instruments representing interests in agency residential pass-through certificates. Agency CMOs consist of multiple classes of securities.
Hot Financial Companies For 2014: Alliance Bankshares Corporation(ABVA)
Alliance Bankshares Corporation operates as the holding company for Alliance Bank Corporation that provides commercial and retail banking services in the greater Washington, D.C. metropolitan region. The company?s deposit products include demand, NOW, money market, and savings accounts, as well as certificates of deposit. It also offers loans to small businesses and middle market companies, professionals, home builders and commercial real estate developers, commercial real estate investors, and consumers. The company?s loans portfolio comprises lines of credit, revolving credit facilities, term loans, equipment loans, and stand-by letters of credit; commercial and residential real estate loans; commercial and residential construction loans; and secured and unsecured consumer loans. In addition, it provides online account access, bill payment, and commercial cash management services; and title and escrow services for entrepreneurs, professionals, and small business owners , including title and mortgage loan closing companies. The company operates six bank business center locations in Fair Lakes, Annandale, the city of Manassas Park, Reston, Ballston, and Tyson?s Corner. Alliance Bankshares Corporation was founded in 1996 and is headquartered in Chantilly, Virginia.
Hot Financial Companies For 2014: WesBanco Inc.(WSBC)
WesBanco, Inc. operates as a holding company for WesBanco Bank, Inc. that provides various financial products and services. It engages in generating deposits and originating loans. The company?s deposit products include interest bearing demand deposits, money market accounts, savings deposits, and certificate of deposits. Its loan portfolio comprises commercial real estate loans; commercial and industrial loans; residential real estate loans that consist of loans to purchase, construct, or refinance personal residences, including one-to-four family rental properties; home equity lines of credit; and consumer loans comprising of installment loans to finance purchases of automobiles, motorcycles, boats, and other recreational vehicles, and lines of credit. The company, through its other subsidiaries, also offers property, casualty, and life insurance, as well as benefit plan sales and administration for personal and commercial clients; and discount brokerage and asset manag ement services. In addition, it provides trust services and various investment products, including mutual funds, as well as engages in leasing commercial real estate properties. As of February 26, 2010, the company operated 114 branch locations and 138 automated teller machines in West Virginia, Ohio, and Pennsylvania. The company was founded in 1968 and is headquartered in Wheeling, West Virginia.
Advisors' Opinion:- [By WWW.GURUFOCUS.COM]
WesBanco Inc. (WSBC) operates as a holding company for WesBanco Bank Inc. that provides retail banking, corporate banking, personal and corporate trust services, and mortgage banking and insurance services. Aug. 22, the company increased its quarterly dividend 5.3% to $0.20 per share. The dividend is payable Oct. 1, 2013 to shareholders of record on Sept. 13, 2013. The yield based on the new payout is 2.6%.
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