Saturday, February 23, 2013

Arts-Focused Colleges Rack Up Most Debt

The U.S. government is supplying new data to help prospective students figure out which colleges offer the best bang for the buck. WSJ's Jason Bellini has The Short Answer.Image: Getty

Most people assume a degree in the arts is no guarantee of riches. Now there is evidence that such graduates also rack up the most student-loan debt.

A Wall Street Journal analysis of new Department of Education data shows that median debt loads at schools specializing in art, music and design average $21,576, which works out to a loan payment of about $248 a month. That is a heavy burden, considering that salaries for graduates of such schools with five or fewer years' experience cluster around $40,000, according to PayScale.com.

How Does Your School Rank?

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Price of Admission

A series looking at the rising costs of higher education in the U.S.

  • Push to Gauge Bang for Buck from College Gains Steam
  • Pressure to Rein In Tuition Squeezes Colleges
  • Colleges' Bureaucracy Expands Costs
  • Shift to Merit Scholarships Stirs Debate
  • Who Can Still Afford State U?
  • Federal Lending Push Swells Student Debt
  • Dropping Out: Millions Struggle With High College Debt and No Degree
  • New Peril for Parents: Their Kids' Student Loans
  • College Debt Hits Well-Off
  • Full Coverage: Price of Admission

The data also show that graduates of research universities tend to carry less debt than those of liberal-arts colleges. Median debt loads average $19,445 for liberal-arts schools, versus $18,100 for research universities.

The figures are based on the amount of federal education loans in 2010-11; they include those taken out by students and their parents, but consist of only students for whom there is borrowing. That group is growing. Almost 67% of college students who graduated in 2012 had loans, up from 63% a decade ago, estimates Mark Kantrowitz, publisher of FinAid.com, a financial-aid website.

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